Reference

Explore Our Legal Terms and Account Policy

peng hk operates under a clear legal framework designed for Indonesia, giving you transparent terms on data handling, account eligibility, and your rights as someone who holds a…

Indonesia-focused termsDANA, OVO, GoPay, QRIS coveredData retention policy disclosedAccount rights clearly statedContact path for disputes
peng hk Explore Our Legal Terms and Account Policy
LEGAL CONTACT PATHS

Open a Legal Enquiry Through Our Support Channels

If you have a question about these terms, your data, or your account rights, our support team is reachable around the clock. We handle legal and policy questions separately from general account queries so your concern reaches the right desk without delay. Submit through the channels below and we will respond with a documented answer within 24 hours.

Team online

Live Chat

Available 24 hours a day, seven days a week. Open the chat widget from any page on penghk.xyz and select 'Legal & Policy' from the topic menu to route your query directly to the compliance desk.

Email Support

Send your legal or data enquiry to our support address listed on the Contact page. We aim to reply within 24 hours with a written response you can reference if you need to escalate the matter.

Account Help Centre

Log in to your peng hk account, go to Settings, and select 'Legal Requests' to submit a formal data-access or account-correction request directly through your dashboard without needing to contact support separately.

HOW WE HANDLE THIS

Switch to Verified: Our Data and Account Security Practices

peng hk applies layered security measures across every account, from the moment you register to every DANA, OVO, GoPay or QRIS transaction you complete.

Data We Collect

We collect your registration details, transaction records from DANA, OVO, GoPay and QRIS, and session logs. We do not sell or share this data with third-party advertisers under any condition written into our terms.

Cookie Policy

Our site uses functional and analytics cookies only. You can manage cookie preferences through your browser settings at any time; disabling analytics cookies does not affect your ability to log in or make deposits.

Account Security

Every account is protected by two-factor authentication, which we strongly encourage you to activate via Settings. Login attempts from unrecognised devices trigger an email alert to your registered address within minutes.

Data Retention

We retain transaction data for the period required by applicable financial regulations. Once that period expires, account data is deleted from our active servers and archived logs are purged on a rolling schedule.

Your Rights

You have the right to request a copy of your personal data, ask us to correct inaccurate records, or request deletion where local law permits. Submit these requests through the Legal Requests section in your account settings.

Dispute Resolution

Disputes arising from these terms are addressed first through our internal complaints process. If a resolution is not reached within 14 days, we document the escalation path available to you depending on your jurisdiction.

Discover Answers to Your Legal and Policy Questions

The questions below cover the legal topics we hear most often from account holders across Indonesia — from data rights and cookie use to how we handle account disputes and what happens when terms change. If your question is not listed here, reach us via live chat or email and we will provide a written answer.

Access to our lobby and services depends on local law in the region you access from. We document which features are available and under what conditions in our full terms page, which you can read without logging in at penghk.xyz.

We collect the registration details you provide, your transaction history across DANA, OVO, GoPay and QRIS, and anonymised session logs used for security purposes. We do not share identifiable data with third-party marketing companies.

Log in to your account, go to Settings, and select 'Legal Requests'. From there you can submit a formal data-access request. We aim to deliver a complete data export to your registered email within five business days.

Yes. Submit a deletion request through the Legal Requests section in your account settings. We will delete active data within the timeframe our terms specify, retaining only what financial regulations require us to hold.

Every deposit and withdrawal processed via DANA, OVO, GoPay or QRIS falls under our financial transaction terms. Records of each transaction are retained for the regulatory period and are available to you on request through your account history.

We notify you by email to your registered address within seven days of any material change to our terms. You can review the full change history on the legal page; continued use of your account after notification constitutes acceptance of the updated terms.

Start by contacting us via live chat or email and selecting the 'Legal & Policy' topic. If our internal team does not resolve your complaint within 14 days, we will provide the escalation path available to you where local law permits.